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Fair Finance app

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FairFinance

Borrow £400 to £3,000, fairly

Bad credit? On benefits? New to the UK? We assess every loan so everyone gets a fair chance.

Fixed repayments, weekly or monthly

No charge for late or early repayment

Decision within 24 hours

FCA authorised and regulated

Late repayment can cause you serious money problems. For independent help, go to moneyhelper.org.uk.

Welcome back

Email Password

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Your loan

How much would you like to borrow?

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Duration of loan

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First name Last name Date of birth Mobile number Email

We send your decision by text and email.

Where does your income come from?

Monthly income Monthly outgoings

We only lend if the repayments are affordable for you today. Poor credit history doesn't rule you out.

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Your application

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Good morningAmira

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Need more? Borrow up to £3,000Repaying your loan lets you borrow more, and each loan gets cheaper. Terms up to 18 months.

Payments

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Make a payment

Pay with

Debit card•••• 4242

Change

No charge for early repayment.

Payment received

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Repayment schedule

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Help

Talk to our team020 8988 0627

Common questions

Be aware of scammersWe never ask you to move money to a "safe account". If in doubt, call us on 020 8988 0627.

Fair Finance is a trading name of East End Fair Finance Limited, authorised and regulated by the Financial Conduct Authority. FCA firm reference number 717247. Fair Finance is a lender and not a credit broker.

Documents

We may ask for these to check your application. Photos are fine, as long as all four corners show and the text is readable.

Your documents are sent securely and only used to check your application.

Profile

Amira KhanCustomer since Aug 2026

Personal details Mobile number Email Address

Preferences

Representative example

If you borrow £500 repayable over 12 months, your total repayment will be £929.40. Your 12 monthly instalments will each be £74.95. We will also charge and a one-off administration fee (6% of loan amount) amounting to £30. The rate of interest applied to the loan is 132% fixed. The Representative APR is 280%.

New customers can apply for a loan of up to £1,000 with repayments terms of between 6 and 12 months. Existing customers can apply for a loan of up to £3,000 with a maximum repayment term of 18 months.